Usually, most of the fintech banks take less than 5 working days to verify a new account, but each institution has its own terms. Wise (fka Transferwise), for example, takes 2 working days. If it takes longer than that, that means something went wrong. We can tell from our experience it’s usually the proof of ID: blurred pictures, shadows, improper lights and alignment can ruin it. If that happens, do contact your fintech bank to check what’s going on.